Should we invest in floating rate MFs to benefit from interest rate hike?
So many readers and viewers on YouTube want to know more about floating rate mutual funds as there has been enough propaganda that these funds would benefit if there is an increase in interest rate....
View ArticleWill a lump sum investment beat a SIP over 15 years?
Sudip asks, “Dear Pattu Sir, Thanks to your advice we now have an office-study-group with 12 people discussing money management. One member claimed that over 15 years, a lump sum investment will always...
View ArticleHow to redeem only profits from mutual funds?
A viewer on our YouTube channel asks, “Sir, Kindly do video…how to redeem only profit from mutual funds without reducing unit’s (if we book profits our capital amount also reducing because units get...
View ArticleWhat percentage of MF AUM is in passive funds?
In this article, let us determine what percentage of mutual fund AUM is in passive funds (index funds and ETFs). We shall consider four dates to consider the AUM growth. 1: Sep 2021 (latest at the time...
View ArticleOnly 9 out of 87 thematic MFs have consistently outperformed Nifty 100
Only nine out of 87 thematic or sectoral mutual funds have consistently beaten the Nifty 100 Total Returns Index. Nifty 100 was used because, if these funds cannot consistently beat a simple large cap...
View ArticleHow to choose a multi-asset mutual fund
In this article, we analyze the performance of multi-asset mutual funds and discuss when and how to choose them. This is a new MF category introduced when the SEBI mutual fund categorization rules came...
View ArticleI invest 50K a month in these mutual funds: Can you review my portfolio?
A 24-year-old reader who wishes anonymity asks, “I am saving around 50k every month for long term (more than 10-15yrs). I equally invest 40k in (10k each) Parag Parikh flexi cap fund; Canara Robeco...
View ArticleDo I need to rebalance my portfolio even if I use index funds?
In response to our FAQ on index investing, a viewer on our YouTube channel asks, “I am doing sip for the past one year in nifty50 and nifty next 50. Is frequent(once in a year) rebalancing necessary...
View ArticleWhich mutual funds do retail and high net worth investors choose?
The association of mutual funds in India (AMFI) publishes aggregate AUM held by different mutual fund investors across fund categories each quarter. Here are some insights into which type of funds are...
View ArticleShould I sell 60 lakhs in MFs to buy a house or take a home loan for 1.3 Crores?
A reader who prefers anonymity asks, “I am planning to buy a house in the next few months. I have narrowed down on the property and locked in a price with the seller. I am using the proceeds of the...
View ArticleWhich funds hold foreign equity like Parag Parikh Flexi Cap Fund?
A reader asks, “I am looking for equity funds that hold foreign stocks (overseas equity) but also hold 65% of Indian equity similar to Parag Parikh Flexi Cap Fund so that it will be taxed as an “equity...
View ArticleHow did equity mutual funds perform in 2021?
This article compares the 2021 performance of 367 actively managed equity-oriented mutual funds with category benchmarks. The 2021 performance refers to the 357-day absolute return from 1st Jan 2021 to...
View ArticleWhich direct plan equity mutual funds do investors prefer?
1st Jan 2022 marked the 9th anniversary of direct plan mutual funds. In this article, we list the most popular direct plan mutual funds – that is the ones with the largest AUM. The AUM (asset under...
View ArticleDoes it make sense to choose mutual funds with the lowest expense ratio?
A reader asks, “I have a query regarding mutual fund expense ratios. Let’s say, we have Fund A with 5-year returns of 15% and expenses of 0.5%. Fund B, with returns of 18% with an expense ratio of...
View ArticleWhich mutual fund can I use as a fixed deposit replacement?
A viewer on our YouTube channel asks, “Sir, are conservative hybrid funds a good alternative for FD? Especially the Parag Parikh Conservative Hybrid Fund. They seem to be investing only in govt bonds,...
View ArticleExplained: Suspension of lump sum investments in MO Nasdaq 100 FOF and MO S&P...
In a circular dated Jan 13th 2022, Motilal Oswal (MO) AMC announced the suspension of lump-sum investments and switch in (from other funds) into Motilal Oswal Nasdaq 100 Fund of Fund, Motilal Oswal S...
View ArticleIs there any mutual fund that invests 50% in equity and 50% in bonds?
A reader asks, “Dear sir, can you please let us know the list of mutual funds that invest 50% in equity and 50% in bonds? I ask this after reading your article – Will Benjamin Graham’s 50% Stocks 50%...
View ArticleWhich mutual fund should I invest to benefit from higher interest rates?
Aparna asks, “Dear Sir, short term fixed deposit interest rates have started to increase. Can you please write an article on which type of mutual funds we can invest in to benefit from interest rate...
View ArticleELSS Mutual Funds: Six Consistent Performers
We study 39 ELSS funds to find out which of them have consistently outperformed the NIfty 200 Total Return Index (dividends included) using the Jan 2022 equity mutual fund screener. Nifty 200 is a...
View ArticleThese index funds and ETFs are as expensive as active funds!
The absence of fund manager risk and lower fees are the two main reasons for choosing passive funds (index funds or ETFs). However, beyond the “normal” Sensex and Nifty passive funds, the remaining...
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